facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast phone blog search brokercheck brokercheck Play Pause


Comprehensive Services to Help Pursue Your Financial Goals


We offer several core services through SagePoint Financial, Inc including:


Retirement Planning

  • Retirement Needs Analysis
  • Social Security (OASDI or old age, survivor, and disability insurance)
  • Types of Retirement Plans
  • Qualified Plan Rules and Options 
  • Other Tax-Advantaged Retirement Plans
  • Regulatory Considerations (RMD's; pre-mature withdrawals)
  • Key Factors Affecting Plan Selection for Businesses
  • Investment Considerations for Retirement Plans
  • Distribution Rules, Alternatives, and Taxation

Estate Planning

  • Characteristics and Consequences of Property Titling
  • Estate Planning Documents 
  • Gifting Strategies
  • Incapacity Planning
  • Powers of Appointment
  • Types, Features, and Taxation of Trusts
  • Charitable Transfers
  • Deferral and Estate Tax Reduction Strategies
  • Fiduciaries

Tax Strategy Planning*

  • Income Tax Fundamentals and Calculations
  • Characteristics and Income Taxation of Business Entities
  • Income Taxation of Trusts and Estates
  • Cost Basis Reporting and Tracking
  • Tax Consequences of the Disposition of Property
  • Tax Reduction/Management Techniques
  • Passive Activity and At-Risk Rules
  • Tax Implication of Special Circumstances
  • Charitable Contributions and Deductions

Investment Planning

  • Characteristics, Uses, and Taxation of Investment Vehicles
  • Types of Investment Risk
  • Quantitative Investment Concepts
  • Measures of Investment Returns
  • Asset Allocation and Portfolio Diversification
  • Accumulation and Distribution 
  • Portfolio Development and Analysis
  • Investment Strategies

Insurance Planning*

  • Principles of Risk and Insurance
  • Analysis and Evaluation of Risk Exposure
  • Health Insurance and Health Care Cost Management (Individual)
  • Disability Income Insurance (Individual)
  • Long-Term Care Insurance (Individual)
  • Annuities
  • Life Insurance (Individual) 
  • Income Taxation of Life Insurance 
  • Business Uses of Insurance
  • Insurance Needs Analysis

*Neither SagePoint Financial, Inc nor its representatives offer tax or legal advice. Please consult with your tax and legal advisors regarding your individual situation


Why Choose Our Firm?

We’re a Investment Advisory Firm


We Always Act In Our Client’s Best Interest


We’re an Independent Firm


We Offer Our Client’s Choice With No Conflict of Interest


We’re Fee-Based


Our Fees Are Transparent & Competitive


We’re Experienced


Michael has over 20 years of experience



Sound good? Let’s Get Started Today