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Comprehensive Services to Help Pursue Your Financial Goals

We offer several core services through SagePoint Financial, Inc including:

Retirement Planning

  • Retirement Needs Analysis
  • Social Security (OASDI or old age, survivor, and disability insurance)
  • Types of Retirement Plans
  • Qualified Plan Rules and Options 
  • Other Tax-Advantaged Retirement Plans
  • Regulatory Considerations (RMD's; pre-mature withdrawals)
  • Key Factors Affecting Plan Selection for Businesses
  • Investment Considerations for Retirement Plans
  • Distribution Rules, Alternatives, and Taxation

Estate Planning

  • Characteristics and Consequences of Property Titling
  • Estate Planning Documents 
  • Gifting Strategies
  • Incapacity Planning
  • Powers of Appointment
  • Types, Features, and Taxation of Trusts
  • Charitable Transfers
  • Deferral and Estate Tax Reduction Strategies
  • Fiduciaries

Tax Strategy Planning*

  • Income Tax Fundamentals and Calculations
  • Characteristics and Income Taxation of Business Entities
  • Income Taxation of Trusts and Estates
  • Cost Basis Reporting and Tracking
  • Tax Consequences of the Disposition of Property
  • Tax Reduction/Management Techniques
  • Passive Activity and At-Risk Rules
  • Tax Implication of Special Circumstances
  • Charitable Contributions and Deductions

Investment Planning

  • Characteristics, Uses, and Taxation of Investment Vehicles
  • Types of Investment Risk
  • Quantitative Investment Concepts
  • Measures of Investment Returns
  • Asset Allocation and Portfolio Diversification
  • Accumulation and Distribution 
  • Portfolio Development and Analysis
  • Investment Strategies

Insurance Planning*

  • Principles of Risk and Insurance
  • Analysis and Evaluation of Risk Exposure
  • Health Insurance and Health Care Cost Management (Individual)
  • Disability Income Insurance (Individual)
  • Long-Term Care Insurance (Individual)
  • Annuities
  • Life Insurance (Individual) 
  • Income Taxation of Life Insurance 
  • Business Uses of Insurance
  • Insurance Needs Analysis

*Neither SagePoint Financial, Inc nor its representatives offer tax or legal advice. Please consult with your tax and legal advisors regarding your individual situation

Why Choose Our Firm?

We’re a Investment Advisory Firm

We Always Act In Our Client’s Best Interest

We’re an Independent Firm

We Offer Our Client’s Choice With No Conflict of Interest

We’re Fee-Based

Our Fees Are Transparent & Competitive

We’re Experienced

Michael has over 20 years of experience

Sound good? Let’s Get Started Today