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Transparency Is the Key to Trust


As a fee-based firm, we want to be honest in what we offer. That’s why we’re open and transparent when it comes to our services and what we charge.


Financial Plan and Fee Structure


Financial Plan

Minimum Investment Assets

Base
$350
$250$50,000 - $499,999
Core$1,000$250$500,000 - $1,000,000
Advanced$2,000$500$1,000,000+


Plan Development Fee


Our Financial Plan Development Fee varies with the complexity of the situations our clients face. We use a combination of a client’s needs, lifetime goals and net worth to determine the Plan Development Fee.

  • Plans are reviewed every year by updating client goals and assessing the current financial situation. We evaluate all aspects of the plan with the goal of increasing the chance for success.

Annual Plan Maintenance Fee


Plans are reviewed every year by updating client goals and assessing the current financial situation. We evaluate all aspects of the plan with the goal of increasing the chance of success.

  • The First Consultation with Carmichael Financial, LLC is a Free Meeting. This meeting is designed to start the relationship and understanding of how we will work together to pursue your goals though our planning process. Once it is decided to move forward the following fees would be assessed.

Base Services Development fee has no reduction – The Core and Advanced Services Fee has the *Plan development fee reduced by $500 with client authorization to utilize eMoney or Fiserv electronic account date submission

The financial planning fees (fees) described above may increase or decrease depending upon the complexity Of your individualized financial plan or the assets upon Which your financial plan is based. Financial plans are sold pursuant to a Financial Planning Agreement (FPA) between SagePoint Financial, Inc. (SPF) and you, the client, pursuant to the terms and conditions contained therein. Please consult the fee listed on the FPA for the fee applicable to your financial plan. In the event Of a discrepancy between the fees listed above and the fee listed on your FPA, the fee listed on your FPA will control.